Seguro
As tecnologias emergentes estão transformando o setor de seguros, permitindo que as seguradoras alcancem novos níveis de eficiência e inovação. Em parceria com a SOSA, os líderes do setor aproveitam esses avanços para agilizar as operações e fortalecer sua vantagem competitiva, estabelecendo novos padrões do setor.
Você está em boa companhia
Imagine um mundo em que o seguro não seja apenas uma rede de segurança, mas um sistema dinâmico e responsivo que antecipa e se adapta às suas necessidades. A subscrição baseada em IA está transformando o seguro ao acelerar a análise e aumentar a eficiência das cotações, enquanto o seguro paramétrico automatiza os pagamentos de eventos anteriormente não seguráveis, garantindo uma recuperação rápida. A tecnologia de IoT aprimora a cobertura com alertas em tempo real e tarifas personalizadas, evitando problemas de forma proativa. O gerenciamento automatizado de sinistros reduz os custos e melhora a transparência, e a modelagem de risco climático utiliza gêmeos digitais e aprendizado de máquina para previsões precisas e avisos antecipados, aprimorando a preparação para condições climáticas extremas.
Essas inovações destacam as tendências do setor em relação a operações orientadas por IA, personalização, integração mundial conectada e gerenciamento preditivo de riscos, criando um cenário de seguros mais eficiente, adaptável e centrado no cliente. Essa mudança digital não se trata apenas de inovação — trata-se de criar soluções de seguro mais inteligentes, rápidas e resilientes que enfrentem os desafios atuais e se adaptem a um mundo em rápida mudança e aos riscos emergentes.
Tendências da tecnologia de seguros
Operações orientadas por IA
A IA está transformando os seguros automatizando tarefas e aprimorando a precisão, reduzindo a dependência da intervenção humana e aumentando a eficiência na subscrição e sinistros.
Personalização aprimorada
As seguradoras estão aproveitando dados diversos para criar produtos e serviços altamente personalizados, atendendo às necessidades individuais e à demanda por experiências personalizadas 24 horas por dia, 7 dias por semana.
Integração mundial conectada
A natureza interconectada de dispositivos, veículos, casas inteligentes e cidades está sendo aproveitada para monitoramento abrangente e coleta de dados em tempo real, levando a soluções de seguro personalizadas.
Gerenciamento preditivo de riscos
A análise avançada e a IA estão remodelando o gerenciamento de riscos ao prever e se adaptar às ameaças emergentes, revolucionando a forma como as seguradoras avaliam e lidam com os riscos.
Serviços de seguros de valor agregado
As seguradoras estão ampliando o valor além das políticas com serviços adicionais, como monitoramento 24 horas por dia, 7 dias por semana, alertas em tempo real, material educacional e recomendações personalizadas, desbloqueando novos fluxos de receita.
Casos de uso
Automated Claims Management
Automated claims management solutions leverage advanced technology to streamline and improve the claims process, optimizing damage assessment, reducing processing time, and preventing fraud. The solution provides real-time insights, robust reporting tools, and comprehensive integration. It utilizes machine learning to enhance claims management, automate routine tasks, and reduce human error. An AI-based inspection platform further automates damage detection and analysis through AI and computer vision, while an AI-powered fraud detection system identifies fraudulent claims by analyzing both structured and unstructured data, offering pre-account opening fraud detection, accurate claims identification, and AI-based document processing.
Claims Reduction | Loss Ratio Reduction | Operational Efficiency | Customer Engagement Improvement | Cost Reduction | Fraud Prevention |
50%
improvement in time to first contact
60%
reduction in average cycle time
45%
decrease in time to settlement
35%
reduction in processing costs
100%
visibility into claims data and status, ensuring complete transparency
Descubra a tecnologia certa
Como atendemos às necessidades exclusivas do setor de seguros
Inovação aberta para seguradoras.
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Identifique onde suas metas de negócios e o mercado de tecnologia se cruzam.
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Inovação aberta para entidades públicas.
Implemente tecnologias emergentes que atendam seus cidadãos.
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Leve suas empresas à vanguarda da inovação.
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Emmanuel Lagarrigue
Chief Innovation Officer and Member of the Executive Committee
Schneider Electric
"Innovation is about people, this is why we work with SOSA - this is a secret ingredient, the people. It's about taking small bets, on many different ventures along the way, some of them will change the world."
Renata Freesz Pinto
Innovation Project Manager
Klabin
"Klabin's dedication to sustainable innovation has been enhanced through our collaboration with SOSA and CNI. Our projects exemplify our commitment to pushing the boundaries of innovation. By partnering with SOSA, we've identified the optimal partners for our initiatives."
Mitchell Weinstock
“We came to Israel and used SOSA as a source to bring some very innovative companies, in a very innovative format so our teams would have something exciting to look at and listen to. I think we were very successful finding 5 great companies.”
Sasson Darwish
Former Managing Director, Global Investment Banking
RBC Capital Markets
“We have been extremely impressed by the companies we've met through SOSA, and many of them have been considered for a POC stage to become part of the RBC vendor universe."
Sasson Darwish
Former Managing Director, Global Investment Banking
RBC Capital Markets
“We have been extremely impressed by the companies we've met through SOSA, and many of them have been considered for a POC stage to become part of the RBC vendor universe."
Joel Agard
Head of Innovation
Zurich Insurance
“We at Zurich Insurance Group have been working with SOSA since 2016. Through working together, we have been able to leverage SOSA’s extensive startup network and Insurtech expertise to help identify Insurtech solutions and startups as well as form collaborations with some of those startups.”
Daljitt Barn
Global Head of Cyber Risk & Head of Innovtion Lab, London
Tokio Marine
"Partnering with SOSA helped us accelerate our open innovation activities in Israel in no time, knowing that SOSA analysts cover the Israeli tech ecosystem and have the knowledge to provide us with a highly curated deal flow of advanced technologies."
Daljitt Barn
Global Head of Cyber Risk & Head of Innovtion Lab, London
Tokio Marine
"Partnering with SOSA helped us accelerate our open innovation activities in Israel in no time, knowing that SOSA analysts cover the Israeli tech ecosystem and have the knowledge to provide us with a highly curated deal flow of advanced technologies."
Recursos
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2023 tech trends for insurance companies.
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Mental health & insurance spotlight report.
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The future of insurance.
In this report, we’ve collaborated with Tokio Marine’s Innovation Lab, London to break down insights into the future of insurance. We explore the major changes the insurance industry faces as a result of the growing protection gap and the emergence of a new generation of consumers, and present a wide range of opportunities offered by advanced technology.
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IoT in insurance industry insights report.
In collaboration with Tokio Marine’s Innovation Lab in London, we present this report on how IoT is taking risk prevention and mitigation to the next level and what these indicators relay about the future of home, SMB, and industrial insurance.
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